Maine workers' compensation provides benefits regardless of fault, but it limits what you can recover from your employer. A third party may still be fully liable.
What Workers' Comp Covers
Comp pays medical bills and a portion of lost wages without proving fault, but generally bars suing your employer and does not pay for pain and suffering.
When a Third-Party Claim Exists
If someone other than your employer caused your injury — a negligent driver, a defective machine's manufacturer, a subcontractor — you may bring a separate claim for the full range of damages.
Coordinating the Two
Third-party recoveries can affect comp benefits through liens. Handling both together is important to maximize your net result.
Have questions about your own situation? Get a free, confidential case review. You pay no fee unless you win. Call 973-566-5599.
This article is for general informational purposes only and is not legal advice. For guidance on your specific situation, consult a licensed Maine attorney.