Winter Ice Falls in Maine: When Is a Property Owner Responsible?

Few premises claims are as common in Maine as winter ice falls — and few are as hotly contested by insurers.

Reasonable Care in Snow Country

Maine owners aren't expected to keep surfaces perfectly clear during an active storm, but they must take reasonable steps to address ice within a reasonable time after they knew or should have known of it.

Documenting the Hazard

Photos of the ice, weather records, and evidence of whether the area was treated or salted are central. Conditions change fast, so prompt documentation matters.

Commercial vs. Residential

Stores and businesses that invite the public generally owe a higher duty of care than private homeowners, which can affect a winter-fall claim.

This article is for general informational purposes only and is not legal advice. For guidance on your specific situation, consult a licensed Maine attorney.