A denial doesn't always mean you have no case — often it means the claim was vulnerable in a way that could have been prevented.
Disputed Fault
Under Maine's modified comparative negligence (50% bar), insurers deny claims by pushing your share of fault to or past the bar. Strong liability evidence is the counter.
Treatment Gaps
Delays or gaps in medical care let insurers argue you weren't seriously hurt. Consistent treatment protects the claim.
Missed Deadlines and Paperwork
Missing the 180 days government notice window or other deadlines can end a claim outright. Knowing which deadline applies is critical.
Have questions about your own situation? Get a free, confidential case review. You pay no fee unless you win. Call 973-566-5599.
This article is for general informational purposes only and is not legal advice. For guidance on your specific situation, consult a licensed Maine attorney.