As a passenger, you generally didn't cause the crash, which often makes liability clear. The complications are about whose insurance pays.
Multiple Possible Sources of Coverage
You may have claims against your driver, another driver, or both, depending on fault. Each driver's policy may contribute.
Claims Against a Friend or Family Driver
It can feel awkward to claim against someone you know, but you're really claiming against their insurance — which is what it's for.
Sorting It Out
When multiple drivers and policies are involved, careful allocation ensures you recover fully from all responsible sources.
Have questions about your own situation? Get a free, confidential case review. You pay no fee unless you win. Call 973-566-5599.
This article is for general informational purposes only and is not legal advice. For guidance on your specific situation, consult a licensed Maine attorney.