A 1,000-pound moose striking a windshield is among the most dangerous collisions a Maine driver can face. Deer crashes are far more frequent and still cause serious harm.
Why Moose Crashes Are So Severe
A moose's height means it often comes through the windshield rather than over the hood, causing catastrophic head and upper-body injuries. Dawn, dusk, and spring through fall in northern and western Maine are the highest-risk windows.
How Insurance Treats Animal Strikes
Hitting an animal is generally a comprehensive (not collision) claim under your own policy, and it usually is not charged as an at-fault accident. But injuries get complicated when a second driver, a swerve, or a chain reaction is involved.
When Someone Else May Be Liable
If another driver's negligence forced you into the animal, or a following driver hit you after your collision, a third-party claim may exist. Severe injuries warrant a close look at every potentially responsible party.
Have questions about your own situation? Get a free, confidential case review. You pay no fee unless you win. Call 973-566-5599.
This article is for general informational purposes only and is not legal advice. For guidance on your specific situation, consult a licensed Maine attorney.