One of the hardest parts of an injury is the bills arriving long before any settlement. Several sources may help in the meantime.
Your Own Coverage Comes First
Health insurance, MedPay if you carry it, and MaineCare can cover treatment while your claim is pending. These payers may later assert a lien against your recovery.
Liens and Letters of Protection
Some providers will treat you under a letter of protection — agreeing to wait for payment from the settlement. Understanding these arrangements prevents surprises at the end.
Why Net Recovery Depends on Lien Work
What you keep depends heavily on how aggressively liens are negotiated down. This is a place where experienced representation directly affects your bottom line.
Have questions about your own situation? Get a free, confidential case review. You pay no fee unless you win. Call 973-566-5599.
This article is for general informational purposes only and is not legal advice. For guidance on your specific situation, consult a licensed Maine attorney.