Online “settlement calculators” are marketing tools, not valuations. Real value depends on a combination of factors unique to your case.
The Core Drivers
Severity and permanence of injury, total medical costs (past and future), lost income and earning capacity, pain and suffering, the clarity of liability, and available insurance coverage all shape value.
How Maine's Fault Rule Affects Value
Under modified comparative negligence (50% bar), your recovery is reduced by your share of fault — and eliminated if you reach the bar. Reducing your assigned fault directly increases value.
Why Documentation Wins
Two identical injuries can settle for very different amounts depending on how well they are documented. Thorough records and, where needed, expert testimony are what justify a full recovery.
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This article is for general informational purposes only and is not legal advice. For guidance on your specific situation, consult a licensed Maine attorney.