Adjusters are trained, measured against payouts, and skilled at minimizing claims. Understanding their playbook helps you avoid common traps.
Their Goals Are Not Your Goals
An adjuster's job is to resolve your claim for as little as possible. Friendliness is a tool, not a kindness.
Common Tactics
Quick lowball offers before you know your injuries, requests for recorded statements, broad medical authorizations, and pressure to settle fast are all standard. Each can reduce what you ultimately recover.
Protecting Yourself
Be polite but brief. Don't speculate about fault or injuries. Don't sign blanket medical releases. And consider letting an attorney handle communications — it removes the pressure and levels the field.
Have questions about your own situation? Get a free, confidential case review. You pay no fee unless you win. Call 973-566-5599.
This article is for general informational purposes only and is not legal advice. For guidance on your specific situation, consult a licensed Maine attorney.